Payments FAQ: GCash, Maya, GoTyme, InstaPay & PESONet Compared
The payment questions other JILI sites bury in fine print, answered plainly. Every peso figure here is verified against Philippine payment rules, not made up.
The whole comparison on one screen
Deposits are effectively instant on every e-wallet; the real differences show up on the withdrawal side. Read the table, then jump to the questions below for the detail.
| Method | Deposit | Withdrawal | Fee | Limit that bites first |
|---|---|---|---|---|
| GCash | Instant, min ₱50 | Minutes to ~1 hr | Casino-side free | ₱100,000/day deposit · InstaPay caps on cashout |
| Maya | Instant | Minutes to a few hrs | ~₱15 outbound | InstaPay caps |
| GoTyme | Instant | Real-time to a few hrs | Free InstaPay | InstaPay caps |
| InstaPay | Seconds | Instant to minutes | Bank/wallet set | ₱50,000/txn · ₱500,000/day |
| PESONet | Same/next day | Same/next banking day | Bank set | No fixed per-txn cap |
Deposits: getting money in
GCash is the default for a reason: deposits reflect in seconds, the minimum is just ₱50, and you can move up to ₱100,000 in a single day. Maya and GoTyme behave the same way on deposit. The one thing to watch is GCash's nightly maintenance window, roughly 12:00–03:00 PHT, when a cash-in may queue briefly instead of posting instantly.
Withdrawals: getting money out
All e-wallet cashouts ride the InstaPay rail, so they share the same ₱50,000-per-transaction and ₱500,000-per-day ceilings. Casino-side payouts are fee-free at PAGCOR-licensed operators; the only charges are wallet-side: about ₱15 per outbound transfer on Maya, and nothing on GoTyme. GCash sits in between: free on the casino side, with standard GCash cash-in charges (free to ₱8,000 a month, then ~2%) only if you later cash the balance out over the counter.
Frequently Asked Questions
Is GCash or Maya cheaper for casino cashouts?
GCash is generally cheaper. Casino payouts to either wallet are fee-free, but Maya charges roughly ₱15 on each outbound InstaPay transfer, while GCash does not add a per-transfer fee at the point of payout. GoTyme is cheapest of all with free InstaPay transfers.
What is the difference between InstaPay and PESONet?
InstaPay is a real-time rail, moving funds in seconds to minutes 24/7, but capped at ₱50,000 per transaction and ₱500,000 per day. PESONet is a batch rail with no fixed per-transaction cap that settles same or next banking day: better for large, non-urgent transfers.
What is the maximum I can withdraw in one day?
Over InstaPay-based wallets like GCash, Maya and GoTyme, the ceiling is ₱500,000 per day across a maximum of ₱50,000 per transaction. To exceed that in a single move, use PESONet, which has no fixed per-transaction limit.
Are there any casino fees on deposits or withdrawals?
No. PAGCOR-licensed operators do not charge a casino-side fee to deposit or withdraw. Any cost you see comes from the wallet or bank, for example Maya's ~₱15 outbound InstaPay fee or GCash's over-the-counter cash-in charge above ₱8,000 per month.
Can I deposit with one method and withdraw with another?
In most cases you should withdraw to an account in your own name that matches your KYC. Because PAGCOR rules reject third-party accounts, keep your deposit and withdrawal wallets under your own registered name to avoid rejected payouts.